TNRWA

TNRWA
TNRWA

NEWS

ISSUE OF RATION CARD ADDITIONAL SHEET FOR 2015 - SCHEDULE: FOR SL. NO. 1 TO 150 ON 15.12.2014; 151 TO 300 ON 16.12.2014; 301 TO 450 ON 17.12.2014; 451 TO 600 ON 18.12.2014; 601 TO 750 ON 19.12.2014; 751 TO 900 ON 20.12.2014; 901 TO 1050 ON 22.12.2014; 1051 TO 2150 ON 23.12.2014; 2151 TO 2300 ON 24.12.2014; 2450 TO 2600 ON 26.12.2014; 2601 TO 2750 ON 27.12.2014; 2751 TO 2900 ON 29.12.2014; 2901 TO 3050 ON 30.12.2014; 3051 AND ABOVE ON 31.12.2014 - GENERAL DAY (.)

Tuesday, December 2, 2014

Tips to use your ATM effectively

From facing the long peak hour traffic to pollution galore and a generally stressful life, residents of metropolitan cities, have another thing to worry about from December 1, 2014. Residents of six metropolitan cities would now have to check their monthly ATM transactions as the Reserve Bank of India has issued new guidelines for ATM usage which effectively limit the number of free monthly ATM transactions. 
So, if you are one of those, using bank ATMs for frequent cash withdrawals, it’s time to change your habit for good to avoid any unnecessary charges.
Understanding New RBI ATM Transaction Rules:
According to the Reserve Bank of India guidelines, all savings bank account holders in metropolitan cities would be allowed five transactions from ATMs of their banks inclusive of cash withdrawals, mini statement and change of personal identification number or PIN number or balance enquiry. The RBI guidelines though initially restricted free transactions to three per month when using ATMs of other banks effect from 1st November 2014, later there was a relaxation to the policy allowing banks to fix their stipulated free ATM transactions. Since RBI has indicated that it has laid down guidelines for minimum free ATM transactions per month for people living in six metropolitan cities including Mumbai, Delhi, Bengaluru, Chennai, Hyderabad and Kolkata, the final decision on decided the upper limit in the number of free bank ATM transactions lie with the respective banks. The number of free transactions from non-home ATMs is also reduced to three.
Restricting ATM Usage to Increase Bank Footfall and Online Transactions:
ATMs were introduced in an attempt to ease the footfall and rush in the banks allowing people an effective and easy way to withdraw and deposit cash. Now with the free ATM usage restrictions being streamlined, experts feel that it would mean going to the olden days when banks were crowded and even a small banking transaction like withdrawing money would mean visiting the bank branch and standing in a queue, especially the middle aged individuals and seniors are reluctant to use online medium.  On the other hand with banks churning out high expenses for managing their ATMs across the country by employing security guards and security cameras and other expenses to avoid theft and robbery attempts, limiting the number of free transactions may not entirely be an unjustified move, and banks will have to release part of this burden to users.
Banks Move:
Following the guidelines SBI has announced their decision to levy charges for above 5 ATM usages a month, while the charges are not revealed. Other banks in both the public and private sectors are still to make decisions regarding this and are in a wait-n-watch mode. Though they are yet to make a decision on the fee, banks are likely to adopt a decision soon and reviewing the patterns, as they have the permission from RBI and also as an attempt to balance the expenses they are facing in maintaining ATMs. Compared to private sector banks, the public sector banks are likely to come up with quick decisions in this regard, as already some banks like the Bank of India has commented about this to media. But some sources reveal that HNI clients of banks may be freed from this charging.
A Little Care to Save:
Forthe metroites it is time to change their ATM usage habit as sooner or later the banks may embrace the new RBI guidelines. Here are some tips for individual account holders to minimize their bank ATM usage and avoid payment on an ATM usage fee for exceeding the free usage limit.
Restrict ATM usage: A lot of people visit the ATM located outside their bank branch for cash withdrawals. If you are having this habit for convenience, or if other bank ATM is located close to your office, it is time to change your way. Also, next time when you are about to withdraw a good chunk of money, use the teller’s service inside the branch instead of ATM.
Do not use ATM for mini statement or balance enquiry: Many people have the habit of using ATMs for checking the account balance or getting access to their account mini statement while on the go. And there can be many unwanted visits, especially if you have an ATM close to your office. While technology is making a convenient checking option at your finger tips, using Smartphones and tablets, isn’t it sensible to acoid this old habit? Instead of checking statement or account balance from an ATM get access to online or mobile banking for getting a complete insight into your account. People using Smartphone can install the official bank application of their bank and check their account balance and statement while on the move.
Avoid cash transactions: Prevention is better than cure goes the famous saying. Try avoiding cash transactions wherever possible. Opting any from the multiple other methods of payments like using credit cards, debit cards, cheque or NEFT to make sure you limit the number of ATM transactions per month.
Withdraw higher quantum of cash per ATM visit: If you are one of those withdrawing small amount of cash per each ATM visit, it time to change the habit for good. Make sure you withdraw substantial amount for every ATM transaction so as to limit your frequent ATM visits. Since the number of free ATM transactions is limited to five per month for the home bank branch, it is a good idea to withdraw enough cash from the ATM that can manage your financial needs for at least a week.

Monday, November 24, 2014

CONDOLENCE MESSAGES

CONDOLENCE

     WE ARE SORRY TO INFORM THE SUDDEN DEMISE OF SMT. KUPPAMMAL, AGED 94 YRS. (MOTHER OF SHRI VELLINGIRI, PLOT NO.III, SUDARSANAM MAIN STREET, THIRUMALAIVASAN NAGAR) AT AROOR, SALEM  (.)  

     MAY THE DEPARTED SOUL REST IN PEACE (.)

Friday, September 19, 2014

PARK DEVELOPMENT

PARK DEVELOPMENT

ALL OF US ARE AWARE THAT THE WORK FOR DEVELOPMENT OF PARK IN OUR NAGAR IS IN PROGRESS (.) AN AMOUNT OF RS.20 LAKHS WAS INITIALLY ALLOTTED FOR THE SAID PURPOSE (.)  HOWEVER, THE FUND WAS INSUFFICIENT TO COMPLETE THE WORK (.)

THOUGH THE POINT RELATED TO ALLOTMENT OF ADDITIONAL AMOUNT TOWARDS PARK DEVELOPMENT IN A NUMBER OF WARDS OF AVADI WAS INCLUDED IN THE AGENDA FOR THE MEETING ON 27/08/2014, OUR NAGAR WAS IGNORED (.)  AS THE CONTRACTOR IS LIKELY TO DELAY THE WORK OWING TO NON-AVAILABILITY OF FUND, OUR COUNCILLOR SHRI MULLAI DAYALAN G WAS REQUESTED TO IMPRESS UPON THE CONCERNED TO GET THE ADDITIONAL AMOUNT SANCTIONED IMMEDIATELY (.)  TO OUR PLEAD,THE MATTER WAS TAKEN-UP IN AN EMERGENT MEETING ON THE SAME DAY (.)  IN THE SAID MEETING, IT WAS AGREED FOR ALLOTMENT OF ADDITIONAL AMOUNT OF RS. 25 LAKHS TOWARDS THE DEVELOPMENT WORK OF PARK AT OUR NAGAR - THANKS TO THE TIMELY HELP RENDERED BY SHRI MULLAI DAYALAN.G, COUNCILLOR, 7TH WARD (.)  A COPY OF THE RECORD OF MEETING IS APPENDED BELOW FOR THE INFORMATION OF ALL (.)





Thursday, August 28, 2014

12 LPG cylinders a year at customer's choice


In a relief to consumers, the Cabinet on 27th August 2014 lifted the restriction of supply of only one subsidised cooking gas LPG cylinder to a household in a month, saying consumers can avail their quota of 12 cylinders at any time of the year.